UAE SME Business Payment Solutions

Tailored international payment solutions for small and medium enterprises. Cost-effective, compliant, and designed for growing UAE businesses.

Better

Cost savings vs traditional banks

AED 5K

Minimum transfer amount for competitive rates

Same Day

Processing for urgent business needs

Get SME Payment Quote

Common SME Payment Challenges

Traditional Banking Pain Points

πŸ’Έ

High Costs

Banks charge 2-4% total costs, severely impacting SME profit margins

Example: AED 50,000 transfer costs AED 1,500-2,000

⏰

Slow Processing

3-5 business days delay affects cash flow and supplier relationships

Critical for time-sensitive trade payments

πŸ“‹

Complex Procedures

Extensive paperwork and multiple approval levels for small amounts

Time-consuming for business owners

🀝

Limited Support

Generic service with no dedicated relationship management

Lack of personalized business support

SME-Focused Solutions

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Competitive Pricing

0.5-1% total costs through specialized FX providers like Delma Exchange

Example: AED 50,000 transfer costs AED 400-600

⚑

Same-Day Processing

Fast transfers to support business cash flow and operations

Critical for maintaining supplier relationships

πŸ“±

Streamlined Process

Simple documentation and efficient approval procedures

Designed for busy business owners

🎯

Dedicated Support

Personal relationship managers understanding SME needs

Expert guidance for growth planning

SME-Tailored Payment Services

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Trade Payments

  • β€’Supplier payments to Asia & globally
  • β€’Import/export settlement
  • β€’Letter of credit support
  • β€’Inventory purchase payments
  • β€’Forward contracts for planning

Typical Savings: AED 15,000+ annually for regular importers

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Service Payments

  • β€’Software & technology services
  • β€’Marketing & digital agency fees
  • β€’Professional consulting services
  • β€’Freelancer & contractor payments
  • β€’Subscription & licensing fees

Perfect For: Service-based businesses & startups

πŸ‘₯

Salary Transfers

  • β€’Employee salary remittances
  • β€’Bulk payroll processing
  • β€’Benefits & bonus payments
  • β€’End-of-service settlements
  • β€’Regular scheduled transfers

Volume Discounts: Available for regular payroll clients

SME Success Stories

TS

Tech Startup, Dubai

Software Development Company

"Switching from our bank to Delma Exchange through LeoCompare saved us over AED 25,000 annually on international payments to our development team in India and Philippines."
AED 100K
Monthly payments to suppliers
75%
Cost reduction achieved
RT

Retail Trading, Abu Dhabi

Import/Export Business

"The speed and reliability of Delma Exchange helped us maintain better relationships with our suppliers. Same-day processing is crucial for our business operations."
AED 200K
Monthly import payments
Same Day
Processing vs 3-5 days

Join 500+ UAE SMEs

Already saving money and time on their international business payments through our trusted partnership

Start Your SME Success Story

SME-Friendly Pricing Structure

Starter

0.8-1.2%

For transfers AED 5,000 - 25,000

  • βœ“Competitive exchange rates
  • βœ“Same-day processing
  • βœ“Email & phone support
  • βœ“Standard compliance

Best For: New businesses, occasional transfers

Most Popular

Growth

0.6-0.8%

For transfers AED 25,000 - 100,000

  • βœ“Premium exchange rates
  • βœ“Priority processing
  • βœ“Dedicated dealer support
  • βœ“Forward contracts available
  • βœ“Market insights

Best For: Established SMEs, regular transfers

Scale

0.4-0.6%

For transfers AED 100,000+

  • βœ“Best-in-market rates
  • βœ“Instant processing
  • βœ“Personal relationship manager
  • βœ“Flexible payment terms
  • βœ“Treasury advisory
  • βœ“API integration available

Best For: High-volume businesses, enterprise needs

SME Business Tools & Resources

Financial Planning Tools

Payment Cost Calculator

Compare your current payment costs with our SME-focused solutions and see potential savings.

Forward Contract Planner

Plan future payments with locked-in rates to protect against currency fluctuations.

Compliance Checklist

Ensure your business payments meet all CBUAE requirements with our comprehensive checklist.

Expert Support Services

SME Advisory Service

Monthly consultation with FX experts to optimize your payment strategy and timing.

  • β€’ Market analysis & timing advice
  • β€’ Cost optimization strategies
  • β€’ Forward contract recommendations
  • β€’ Regulatory update briefings

Free for Growth & Scale clients

Priority Support

Dedicated support channel for urgent payment needs and business queries.

  • β€’ Direct dealer contact
  • β€’ Same-day response guarantee
  • β€’ Weekend emergency support
  • β€’ Proactive payment reminders

SME Payment Solutions FAQ

What's the minimum transfer amount for SME rates?

Our SME-focused rates start from AED 5,000. This makes competitive pricing accessible to small and medium businesses, unlike banks that often require much higher minimums for preferential rates.

How quickly can I set up an SME account?

Most SME accounts can be set up within 24-48 hours with complete documentation. Our streamlined process is designed specifically for busy business owners who need fast, efficient service setup.

Do you offer volume discounts for regular transfers?

Yes, we provide volume-based pricing and relationship rates for businesses with regular transfer needs. The more you transfer, the better rates you receive, helping your business save significantly over time.

Can I schedule regular payments for suppliers?

Absolutely. We can set up scheduled payments for regular suppliers, employee salaries, or any recurring business obligations. This helps with cash flow management and ensures timely payments.

What support do you provide for growing businesses?

We offer dedicated relationship management, market insights, forward contract guidance, and advisory services to help growing SMEs optimize their international payment strategies and reduce costs as they scale.

Ready to Transform Your SME Payment Experience?

Join hundreds of UAE SMEs already saving money and time with our tailored payment solutions

75%

Average cost savings vs banks

AED 15K+

Annual savings for typical SME

Get Your SME Quote Now

βœ“ Tailored for SMEs βœ“ No setup fees βœ“ Dedicated support