SME Loans UAE

Get AED 100K-10M Business Funding from Multiple Lenders

One application connects you with multiple banks and private lenders for competitive, personalized offers.

Rates from 5%
Licensed Provider
Quick Approval
Expert Support

Compare Islamic & Conventional Financing

Access Shariah-compliant and traditional options from multiple lenders

Flexible Repayment Terms

Choose from 6 to 120 months that match your cash flow

Completely Free Service

Expert advisors guide you through at no cost

CBUAE-regulated banks and licensed lenders

Get Your Loan Quote

🔒 Your details are protected and shared only with licensed lenders.

Loan Types

Find the Right Business Loan for Your Needs

From AED 100,000 to 10 million. Access banks and private lenders through one application. Quick processing for qualified businesses.

POPULAR
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Working Capital Loans

AED 100K - 5Mfrom 5% p.a.

Manage cash flow, purchase inventory, cover operational expenses

  • Streamlined approval process
  • Flexible repayment terms
  • Competitive rates available
Explore Working Capital Loans Options
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Equipment Financing

AED 100K - 7Mfrom 5% p.a.

Finance machinery, vehicles, technology, and construction equipment

  • Up to 90% equipment value
  • Asset-backed financing
  • Flexible terms up to 5 years
Explore Equipment Financing Options
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Business Expansion Loans

AED 500K - 10Mfrom 5% p.a.

Open new locations, enter new markets, scale operations

  • Government-backed options
  • Grace periods available
  • Strategic sector priority
Explore Business Expansion Loans Options
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Trade Finance

AED 100K - 50Mfrom 5% p.a.

Letters of credit, trust receipts, import/export financing

  • Flexible payment terms
  • Digital LC platforms
  • Specialized trade support
Explore Trade Finance Options
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Invoice Financing

AED 50K - 10Mfrom 5% p.a.

Unlock cash from outstanding invoices, improve cash flow

  • 80-90% advance rate
  • Quick funding within 48hrs
  • No collateral required
Explore Invoice Financing Options
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Commercial Property Loans

AED 500K - 25Mfrom 5% p.a.

Purchase office space, warehouses, commercial real estate

  • Competitive financing rates
  • Long-term options up to 15yrs
  • Owner-occupied benefits
Explore Commercial Property Loans Options
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Business Acquisition Loans

AED 500K - 10M+from 5% p.a.

Acquire existing businesses, buy out partners, M&A financing

  • Comprehensive M&A support
  • Due diligence assistance
  • Flexible payment structures
Explore Business Acquisition Loans Options
Gov. Programs
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Startup Loans

AED 100K - 2MGov. programs

Seed capital for new businesses, government-backed programs

  • Dubai SME programs
  • Khalifa Fund for Emiratis
  • Grace periods available
Explore Startup Loans Options
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Franchise Financing

AED 250K - 5Mfrom 5% p.a.

Finance franchise fees, setup costs, working capital

  • Established brand support
  • Franchise-specific terms
  • Location viability assessment
Explore Franchise Financing Options
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Renovation & Fit-out Loans

AED 100K - 5Mfrom 5% p.a.

Restaurant fit-outs, office renovations, retail upgrades

  • F&B specialization
  • Municipality approvals help
  • ROI-focused assessment
Explore Renovation & Fit-out Loans Options
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Bridge Loans

AED 500K - 10Mfrom 5% p.a.

Short-term financing for time-sensitive opportunities

  • Streamlined approval
  • Flexible terms
  • Exit strategy support
Explore Bridge Loans Options
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Business Debt Consolidation

Up to AED 10Mfrom 5% p.a.

Combine multiple loans into single facility, reduce payments

  • Lower monthly payments
  • Simplified loan management
  • Proactive restructuring
Explore Business Debt Consolidation Options

Not sure which loan type you need?

Check Your Eligibility Now

Business Loan EMI Calculator

Calculate your monthly payments and total loan cost

Loan Details

Enter loan details to calculate EMI

AED 50KAED 10M
6 months120 months

Typical range: 5% - 10% p.a.

Business Loan FAQs

Common questions about business loans in UAE

How does your service work?
We connect businesses with suitable lenders through a simple process. Submit one application, and our advisors match you with 5-8 lenders from our network. You'll receive 2-5 personalized offers to review, and we help you choose the best fit. The entire service is free for businesses - lenders pay our commission.
Why not go directly to a bank?
Going direct means visiting multiple banks individually, each with their own application process and requirements. Our platform saves you time by connecting you with multiple lenders simultaneously. Our advisors know which lenders approve which business profiles, increasing your chances of success. We also negotiate on your behalf to secure better terms.
How do you choose which lenders to submit my application to?
Our advisors analyze your business profile, financing needs, and timeline to identify the most suitable lenders. We consider factors like your industry, business age, revenue, loan amount, and urgency. We submit to suitable lenders from our network who have a high probability of approval for your specific situation.
What information do I need to provide?
Initially, just basic information about your business and financing needs. Once matched with lenders, you'll need standard documentation like trade license, bank statements (6-12 months), financial statements, and business proof. Our advisors guide you through the exact requirements.
How quickly can I get financing?
After submitting your application, our team will review it and connect you with suitable lenders from our network. Once you choose an offer and provide complete documentation, funds are disbursed according to the lender's timeline. Processing times vary by lender and are subject to their evaluation.
Do you charge any fees?
No, our service is completely free for businesses. Lenders pay us a commission when a loan is successfully disbursed. This is standard in the industry and doesn't add any cost to your loan. You get access to multiple lenders and expert guidance at zero cost.
Which lenders do you work with?
We maintain relationships with diverse financial institutions including traditional banks (local and international), Islamic finance providers, digital lenders, private financiers, and government-backed programs like Dubai SME and Khalifa Fund. We match you with suitable lenders based on your specific business profile and needs.