Business Acquisition Loans UAE
Get business acquisition financing from banks and private lenders. Acquire existing businesses, buy out partners, or complete M&A deals with financing from AED 1 million to 10 million for qualified businesses. Comprehensive support included.
Quick Facts
Key Benefits
Comprehensive M&A advisory and support
Due diligence assistance included
Flexible payment structures and terms
Finance up to 70% of acquisition value
Structured deal financing options
Integration support post-acquisition
Business Acquisition Market Overview in UAE
Based on current UAE market research (2024-2025), here's what businesses typically experience when seeking business acquisition financing:
| Market Rate Range | 17-21% p.a. depending on lender type and business profile *Your actual rate will depend on your specific business situation |
| Typical Loan Amounts | AED 1,000,000 - 10,000,000 available in the market |
| Common Tenure Options | 24 - 72 months |
| Processing Times | Varies by lender - typically several weeks *We connect you with suitable lenders from our network |
| Collateral Requirements | Target business assets; 30% down payment |
| Typical Eligibility | Strong acquiring business with AED 10M+ revenue |
💡 Want to Know YOUR Specific Rate?
Every business is unique. Instead of showing generic market rates, we connect you with lenders who will evaluate YOUR specific situation and provide personalized offers tailored to your business profile, revenue, and financing needs.
Get Your Personalized Offers →Source: UAE SME lending market research, 2024-2025. Rates and terms shown are market ranges and not guaranteed. Actual offers will depend on lender evaluation of your application.
Understanding Different Lender Types in UAE
The UAE market has various lender categories, each with different characteristics. Here's what market research shows:
Traditional Banks
Established banking institutions with comprehensive offerings
Market Rate Range:
17-21% p.a. typically
✓ Generally lower rates
✓ Larger loan amounts
✓ Established processes
• Longer processing times
• Often require collateral
Best suited for: Established businesses with strong financial records
Islamic Finance
Sharia-compliant financing through profit-sharing structures
Market Rate Range:
17-19% p.a. typically
✓ Sharia-compliant
✓ Ethical framework
✓ Competitive terms
• Specific structures required
• May have shorter tenures
Best suited for: Businesses seeking Sharia-compliant options
We Connect You With All These Lender Types
Instead of approaching each lender category separately, submit one application. Our advisors will match you with suitable lenders from our network across these categories based on your specific business profile. You'll receive competitive, personalized offers tailored to your situation - not generic market rates.
Rate ranges shown are based on current UAE market research and may vary. Actual offers will be based on lender evaluation of your specific application.
How It Works
Target Identification
Identify acquisition target and negotiate initial terms
Due Diligence
Financial, legal, and operational assessment of target business
Valuation & Structure
Business valuation and deal structure finalization
Loan Approval
Lender approves financing based on combined business strength
Completion
Legal transfer and business integration support
Understanding What Affects Your Loan Terms
Based on UAE market patterns, here's how different business characteristics typically influence financing options:
📊 Business Age & Track Record
Established businesses (2+ years):
- • Access to wider range of lenders
- • Generally qualify for better rate ranges
- • More collateral options accepted
- • Approval rates typically 70-80%
Startups (under 1 year):
- • May need to focus on government programs or alternative lenders
- • Rates typically in higher range
- • Additional requirements may apply
- • Approval rates typically 50-60%
💰 Revenue & Financial Strength
Higher revenue businesses (AED 5M+):
- • Qualify for larger loan amounts
- • Access to lower end of rate ranges
- • More lender options available
Lower revenue businesses (under AED 1M):
- • May benefit from revenue-based financing options
- • Digital lenders often more accessible
- • Invoice financing can be good alternative
🇦🇪 Ownership & Location
UAE Nationals:
- • Access to government-backed programs with subsidized rates (0-5%)
- • Generally qualify for better loan-to-value ratios (85-90%)
- • May receive preferential terms from certain lenders
Expats:
- • Focus on commercial lenders (banks, digital, private)
- • May need higher down payments (20-30%)
- • Loan-to-value typically up to 80%
What Terms Will YOU Qualify For?
These are general market patterns. Your actual terms will depend on your specific business profile, financial history, and the lenders we match you with.
Submit one application and receive personalized offers tailored to YOUR situation.
Get My Personalized Offers →Information based on UAE SME lending market research, 2024-2025. Actual terms determined by lender evaluation.
Finance Your Business Acquisition
Get expert M&A financing and advisory support (subject to lender approval)
Get Your Loan Quote
🔒 Your details are protected and shared only with licensed lenders.
Documentation Requirements
General Requirements
- Trade license copy (valid and active)
- Passport copy of all partners/shareholders
- Emirates ID of all partners/shareholders
- MOA (Memorandum of Association)
- Visa copy of all partners/shareholders
Specific Requirements
- 3-5 years financial statements of target business
- Valuation report from independent advisor
- Sale and Purchase Agreement draft
- Due diligence reports (financial, legal, operational)
- Your business track record and financials
- Integration plan and financial projections
Eligibility Criteria
- Minimum 1 year business operation in UAE
- Minimum AED 100,000 monthly turnover
Business Loan EMI Calculator
Calculate your monthly payments and total loan cost
Enter loan details to calculate EMI
Typical range: 5% - 10% p.a.
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Frequently Asked Questions
Important Information
Loan Approval: All loan applications are subject to lender approval based on their individual criteria. LeoCompare does not guarantee loan approval, specific interest rates, or funding amounts. Terms and conditions vary by lender.
Processing Times: Application processing times, approval timelines, and fund disbursement schedules vary by lender and are subject to their internal processes and requirements. Timeframes mentioned are approximate and not guaranteed.
Interest Rates & Fees: Interest rates, fees, and charges are determined by individual lenders based on multiple factors including but not limited to: business profile, credit history, loan amount, tenure, collateral, and market conditions. Rates are subject to change without notice.
LeoCompare Role: LeoCompare is a financial technology platform that connects businesses with licensed lenders, brokers, and financial institutions in the UAE. We do not provide loans directly. All financing is provided by regulated third-party entities.
No Guarantee of Terms: Information provided on this website is for general guidance only. Actual loan terms, conditions, eligibility requirements, and product features are determined solely by the lender and may differ from information presented here.
Professional Advice: The information provided does not constitute financial, legal, or tax advice. We recommend consulting with qualified professionals before making financial decisions.
By submitting an application through LeoCompare, you authorize us to share your information with our network of licensed lenders and partners for the purpose of matching you with suitable financing options. Your information will be handled in accordance with our Privacy Policy.
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