Expat Resident UAE Home Loans – Get Pre-Approved with Competitive Rates
Access up to 80% LTV with competitive mortgage rates from leading UAE banks. Get pre-approved in 3-5 working days through our licensed partner network.
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Connect with our mortgage partners to compare rates and get pre-approved.
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Access competitive rates through our licensed partner network
Expat Resident Mortgage Benefits 2025
Competitive LTV
Up to 80% LTV for residents (20% down payment)
Attractive Rates
Fixed rates from 3.70% APR, variable from 3.65% APR
Quick Approval
Pre-approval in 3-5 days with complete documentation
Flexible Terms
Loan tenure up to 25 years, multiple repayment options
Expat Resident Home Loan Benefits
As a UAE resident expat, you have access to competitive mortgage rates and terms
| Criteria | Expat Residents | UAE Residents (General) |
|---|---|---|
| Minimum Down Payment | 20% (<5M) | 20% (<5M) |
| Maximum LTV | 80% | 80% |
| Interest Rates | 3.70% - 4.99% p.a. | 3.70% - 4.99% p.a. |
| Approval Time | 3-5 working days | 3-5 working days |
| Maximum Tenure | Up to 25 years | Up to 25 years |
* Rates are indicative and subject to bank approval based on individual circumstances.
Start Your Expat Resident Pre-Approval
Get connected with our licensed mortgage partners for pre-approval in 3-5 working days
Get Your Free Mortgage Quote
Fill out the form below and receive personalized offers from multiple UAE banks
Calculate Your Monthly EMI
Important: Illustrative Calculations Only
*These calculations are illustrative estimates only and do not constitute a loan offer or commitment.
- •Actual interest rates, fees, and terms vary based on your credit profile, employment, and bank policies
- •EMI calculations use illustrative rates (3.89%–4.99%) for estimation purposes only
- •Complete the pre-approval form to get personalized quotes from multiple UAE banks
Trusted by UAE Homebuyers
Join thousands who found their dream home through our partner network
"Found excellent mortgage options through LeoCompare. Their partner advisors were professional and helped me secure a great rate."
"As an expat, I was worried about the process. LeoCompare's partners made it easy and got me pre-approved quickly."
"Being a non-resident, I thought getting a UAE mortgage would be difficult. The brokers connected through LeoCompare offered competitive rates and clear guidance."
Related Financing Solutions
If you're a UAE national, you may qualify for enhanced mortgage benefits including higher LTV ratios up to 85%, preferential interest rates, and reduced processing fees through government-backed schemes designed to support citizens in homeownership.
Relocating to Dubai from abroad? Our non-resident mortgage options are specifically designed for foreign buyers, offering competitive financing up to 75% LTV even if you haven't obtained your UAE residency visa yet.
For self-employed professionals and business owners, we offer specialized mortgage solutions with flexible income verification requirements, allowing you to qualify based on bank statements and business revenues rather than traditional salary certificates.
Expat Resident Mortgage FAQs
Information Sources: UAE Central Bank, Dubai Land Department, LeoCompare Market Analysis