Self-Employed UAE Home Loans – Specialized Solutions for Business Owners
Access up to 75% LTV with specialized mortgage solutions designed for self-employed professionals and business owners. Get pre-approved in 7-10 working days.
Get Self-Employed Pre-Approval
Connect with our mortgage partners who understand business finances.
Powered by Licensed Home Loan Providers
Compare Self-Employed Mortgages From
Access specialized solutions through our licensed partner network
Self-Employed Mortgage Solutions 2025
Flexible Documentation
Alternative income verification for business owners and freelancers
Competitive LTV
Up to 70-75% LTV with established business documentation
Expert Support
Specialized advisors for business owner mortgage applications
Multiple Solutions
Banks specializing in self-employed, freelance, and business applicants
Self-Employed Home Loan Requirements
Understanding what's required helps you prepare for a smooth application process
| Criteria | Self-Employed | UAE Residents (General) |
|---|---|---|
| Minimum Down Payment | 25% | 20% |
| Maximum LTV | 75% | 80% |
| Interest Rates | 4.25% - 5.25% p.a. | 3.70% - 4.99% p.a. |
| Approval Time | 7-10 working days | 3-5 working days |
| Documentation | Trade License + Financials | Salary Certificate |
* Rates are indicative and subject to bank approval based on individual circumstances.
Start Your Self-Employed Pre-Approval
Get connected with our licensed mortgage partners for pre-approval in 7-10 working days
Get Your Free Mortgage Quote
Fill out the form below and receive personalized offers from multiple UAE banks
Calculate Your Monthly EMI
Important: Illustrative Calculations Only
*These calculations are illustrative estimates only and do not constitute a loan offer or commitment.
- •Actual interest rates, fees, and terms vary based on your credit profile, employment, and bank policies
- •EMI calculations use illustrative rates (3.89%–4.99%) for estimation purposes only
- •Complete the pre-approval form to get personalized quotes from multiple UAE banks
Trusted by UAE Homebuyers
Join thousands who found their dream home through our partner network
"Found excellent mortgage options through LeoCompare. Their partner advisors were professional and helped me secure a great rate."
"As an expat, I was worried about the process. LeoCompare's partners made it easy and got me pre-approved quickly."
"Being a non-resident, I thought getting a UAE mortgage would be difficult. The brokers connected through LeoCompare offered competitive rates and clear guidance."
Related Financing Solutions
Self-employed professionals who are also UAE residents can explore our expat resident mortgage options, which offer up to 80% LTV financing with specialized documentation pathways that recognize the unique income patterns of business owners and entrepreneurs working in the UAE.
If you're a UAE national running your own business, you can access exceptional benefits including up to 85% LTV, preferential rates, and government-backed programs that support Emirati entrepreneurship while accommodating flexible income verification requirements for self-employed applicants.
For self-employed foreign investors without UAE residency, our non-resident mortgage solutions provide financing options with documentation tailored for international business owners, accepting alternative income verification through global bank statements and overseas business financials.
Self-Employed Mortgage FAQs
Information Sources: UAE Central Bank, Dubai Land Department, LeoCompare Market Analysis