Please read these terms carefully before using our platform.
This page contains our terms and conditions under which you may visit, use and access our website LeoCompare ("Website"). These Terms portray the guidelines and rules for using the Website and we may revise these "Terms of Use" without notice at any time by updating this posting. Hence you have to visit this page periodically to peruse and review the terms contained herein. These Terms, being an electronic record and is generated by a computer system, does not require any physical or digital signatures. By accessing and using the Website, you confirm, acknowledge and accept the contents of these "Terms of Use" and thereby agrees to comply with the same.
You are also advised to peruse our "Privacy Policy" which shall be read in conjunction and deemed to be part of these "Terms of Use". The Website's Privacy Policy sets out how your personal data is collated, secured and used.
These "Terms of Use" along with our "Privacy Policy" shall be treated as a binding contract between you and the Company.
In case if you require any clarification pertaining to our "Terms of Use" or "Privacy Policy", you may use the "Contact Us" option.
The Website is owned and operated by ZENITHWAVE FZCO, a Dubai free zone company having its office at Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, UAE ("Company"). The Website's ownership in its entirety including all Intellectual Property Rights (defined hereunder), contents and other features solely and exclusively vests with the Company and the users shall have no rights over the same. The users shall not copy, reproduce, duplicate, distribute, republish, translate, edit, modify, alter, adapt, amend or otherwise exploit the contents of the Website in any form or by any means including but not limited to electronic, mechanical, photocopying, recording or in any other manner now known or developed in future. Users relationship with Website shall be on principal to principal basis wherein users are given a very limited right to use and access the Website subject to strict compliance of these Terms and our Privacy Policy. Notwithstanding any merger or acquisition or change in control of the Company or its owners, shareholders or partners, these Terms and our Privacy Policy will continue to be binding upon the users unless otherwise notified or required by us.
Our Website provides information pertaining to various financial products, its comparison and associated services. However, we do not guarantee that the Website displays the entire financial products currently available in the market. We neither advise nor solicit any user to avail a particular product and/or service and it is left to the sole discretion of the user. Before availing any particular product and/or service, you should carefully read and understand the terms and conditions pertaining to that particular product and/or service. User should themselves understand and assess the suitability, adequacy and appositeness of each product and/or service.
Any particular words, phrase or expression used by us on the Website to describe and/or explain a particular financial product and/or service shall not be read as a recommendation or sanction of such product and/or service. The data pertaining to certain financial products like remittance comparison and other related services available on the Website are collated from various sources published by the original service providers, hence we guarantee no accuracy nor update pertaining to such information.
Users acknowledge that the Website is only a digital platform easing their task of online search for products and/or services through collating and screening available information and that the Company are neither associated nor partnered with any third party who owns and markets such product and/services. The information provided on our Website is general in nature and the same shall not be treated as an expert advice or opinion pertaining to financial investment or otherwise. We shall not be liable if you are met with any loss and/damage availing a particular product and/or service.
Users may be required to register with the Website for availing any specific product and/or services displayed on the Website and in which case the users shall, in addition to these Terms, be subject to separate terms and conditions, guidelines and policies of the Website, as applicable to such specific product and/or services. At the time of registering with the Website, users will be required to provide with us certain information which the users voluntarily agree to share. All personal information that you provide must be true, complete and accurate, and you must notify us of any changes to such personal information.
The Website merely serves as an online platform, accessible by the users and the Website does not have any role, control or liability with respect to your conduct and transaction. The Website shall neither be a party nor liable with respect to any transaction you enter with third parties based on the information provided on the Website.
The user shall have completed eighteen (18) years of age and should be competent to enter into contract. The user shall not be of unsound mind or declared insolvent and shall not be a disqualified person under any laws, statutes, ordinances, rules, regulations, guidelines, policies and other pronouncements having the force of law by federal, central, state, municipality, court, tribunal, government, ministry, department, commission, arbitrator or any judicial – non judicial forum of any jurisdiction. If any person is using the Website on behalf of any corporation, company, institution, association or other entity, the user shall be authorized by such corporation, company, institution, association or other entity with full power and authority to use and access the Website. We reserve out right to blacklist an user for breaching these Terms and/or out Privacy Policy and such users are not eligible to access the Website.
If the Website is accessed by any user from or in locations outside our jurisdiction, users shall ensure that the usage of the Website is legal and valid under the applicable law of the user's location. We make no representation that the Website or its contents and other features are suitable for user's jurisdiction. The user agrees to undertake all liabilities, responsibilities and consequences under their respective jurisdiction in connection with the use of Website.
Users shall accept and follow the instructions provided by Website. Please do not use or access the Website if users do not agree with these Terms and/or our Privacy Policy. Once the Website is accessed, it would be construed as your express and voluntary acceptance of these Terms and/or our Privacy Policy. You may be subject to Website's additional rules, guidelines, policies and terms & conditions as prescribed from time to time, which shall be deemed to be incorporated into these Terms and shall be considered as part of these "Terms of Use".
The Website shall not be used or accessed in any manner that prejudicially affects the interests and goodwill of the Website, Company and/or its associated persons or entities including but not limited to other users. The Website merely serves as an online platform and we do not have any liability or responsibility with respect to your proscribed act and conduct. Violation or non-compliance of these Terms is a serious act and on occurrence of any such event, we shall immediately discontinue or disable the services and without prejudice we also reserve our right to sue/prosecute such unauthorized users of the Website.
Users can surf the Website without any registration but if you intent to avail any specific service through the Website, you may be required to register with the Website in which case you shall be solely responsible for maintaining the confidentiality of login name, password and other personal details. Users shall be solely responsible for all activities occurring in his or her account.
To access the Website, you are required to have Internet connectivity and/or appropriate telecommunication links and our service does not include the provision of any computer system, resource, terminal, server, equipment, mobile or any devices. Website shall not have any responsibility or liability for any computer system, resource, terminal, server, equipment, mobile or any devices necessary for user to access the Website nor shall be liable for any costs incurred on account of users' Internet and/or appropriate telecommunication links usage. We are not liable for damages, viruses or other code that may affect your computer system, resource, terminal, server, equipment, mobile or any other devices while using the Website and we do not ensure that the Website will be compatible with all hardware and software used by the users.
Users hereby agree and consent that we can send service communications for the purpose of notifying the update pertaining to the Website's services and features and that such communication shall not be treated as an unsolicited communication. Users are required to update their devise settings to ensure that our service messages and notifications are timely and accurately delivered and if otherwise, we shall not be responsible if you do not receive such communication. You may also request us for our information emails subject to an option to unsubscribe.
The Website may mention and/or contain links to other websites and we are not in any way responsible for the terms of use or content of such third party websites. The linked websites are not under our control and we hereby expressly disclaim all liability associated with the content of such third party websites. Users are encouraged to read the terms of use and privacy policy of each and every linked third party websites.
Information pertaining to various products and/or services displayed on third party websites mentioned/linked to the Website in no manner be interpreted as a solicitation, promotion, approval of such products by us. We do not guarantee the accuracy, quality, timeliness or completeness of information contained and/or products mentioned in such third party websites.
Website may contain testimonials by users of various products and/or services. These testimonials are personal views and you, as an individual, may not get a similar experience or result. Since individual results differ, you should not assume that all users will gain a similar result availing a particular product and/or service. These testimonials shall not be construed as our views and/or opinion about a product and/or service. We are neither responsible nor liable if any user is incurred with loss and/damage relying upon such testimonials.
Users shall respect our intellectual property rights including but not limited to our (a) copyrights; (b) trademarks, trade names, brand names, service marks, service names, logos and corporate names together with all goodwill associated therewith and including, without limitation, all translations, adaptations, combinations and derivations of each of the foregoing, (c) all other intellectual property, including but not limited to terminologies and concepts, dash board, sub sites, social directory, designs, lay out, colour, scheme, pictures, images, photographs, texts, contents, files, software, patents, information technology, inventions, patents, domain names; and (d) all registrations and applications for registration, extension or renewal filed anywhere in the world for each of the foregoing contained on or associated with the Website or otherwise ("Intellectual Property Rights").
Users can use and access the Website free of charge. However at any time in future, after duly notifying the users in advance, the Website reserves its right to charge the users for availing any specific or premium services through the Website.
We shall not be responsible or liable for any kind of payments that may be required to be made by you to any other users or third party websites or persons who are linked or connected through the Website. The Website is independent of such third party websites and is not responsible for the terms of use or content of such third party websites. We hereby expressly disclaim all liability associated with the content and use thereof such third party websites. The Website is independent of such third party websites and persons.
Users may post reviews and comments with respect to the information about any products and/or services displayed on the Website as long as such reviews and comments are not illegal, obscene, abusive, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable. You should be also vigilant that such information, comment or contents does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." We are neither liable nor responsible for your reviews and comments.
Users expressly agree that the use of the Website is at their sole risk. The Website and the contents therein are made available to you on an "AS IS" basis and "AS AVAILABLE BASIS". Even though it is ensured that the use of the Website is bug free and user friendly, we do not guarantee that the services provided will function without interruption or errors. In particular the operation of the services may be interrupted due to maintenance, updates, or system failures, virus attacks, bugs or due to any other technical reasons or otherwise.
Company disclaims all liability for losses or damages caused by any such interruption or errors in functioning. Company also disclaims all liability for any malfunctioning impossibility of access or poor use conditions of the Website due to inappropriate equipment, disturbances related to internet services, down time, etc. The Company including its owners, directors, managers, officers, staffs, agents, affiliates, associates, shareholders and partners shall not be liable in any manner with respect to the loss or damage incurred or suffered by the users on account of such interruption or errors or due to virus attacks or bugs that may be present or embedded while using or accessing the Website.
In no event the Company, its owners, directors, managers, officers, staffs, agents, affiliates, associates, shareholders and partners shall be liable for any damages whatsoever including without limitation direct, indirect, punitive, incidental and consequential damages, lost profits, or damages resulting from the use or inability to use the Website whether based on warranty, contract, tort or in any other means or action. Without prejudice, it is agreed by the user that neither the Company, its owners, directors, managers, officers, staffs, agents, affiliates, associates, shareholders and partners shall be cumulatively liable for any damages or claims in excess of AED 500/- [Arab Emirates Dirhams Five Hundred Only].
Users agree to indemnify and hold harmless the Company, its owners, directors, managers, officers, staffs, agents, affiliates, associates, shareholders and partners from and against all actions, proceedings, claims, losses, damages and defense costs (including legal costs) and other expenses suffered or incurred due to or attributable to or arising out of (i) violation of any applicable law; (ii) breach of these Terms and/or Privacy Policy and any modifications or additional notifications or instructions; (iii) infringement of any third party rights; (iv) the misuse or unauthorized use of the Website in any manner now known or developed in future; (v) virus, bugs, errors, deficiency, breakdowns or defects caused to the Website by the user and (vi) breach of any representation, warranty, covenant, obligation or undertaking given by the user from time to time.
When the user deletes any kind of information he or she must understand that the removed content may persist in backup copies. The user may not access (or attempt to access) any of the services by any means other than through the interface that is provided by the Website, unless you have been specifically allowed to do so in a separate agreement with us. The user undertakes not to access (or attempt to access) any of the Websites' services or use the Website through any automated means (including, but not limited to, use of scripts, web crawlers, spiders, scrapers, harvesting bots or robots) or any other means.
The user should not do anything that disables, overburdens, or impair the proper functioning of the Website. Users should specifically agree that he or she will not engage in any activity that interferes with or disrupts the services or the servers and networks which are connected to the services provided through the Website. The user undertakes not to attempt to circumvent or modify any security technology or software that is part of the Website.
The Website reserves the right to terminate our services and facilities provided to any user without prior notice in the event of any default committed by you including but not limited to the breach of any applicable law, these Terms and/or our Privacy Policy. On such termination, the users' information and other details shall be black listed by us and shall be taken into consideration whenever necessary.
Post termination of the services and facilities provided to users through the Website, users' personal information would reside on the Websites' database for a certain period of time. It is also clarified that certain terms and conditions of these Terms and our Privacy Policy continues to be binding on the user and if any user by default or otherwise is found using or dealing with the Website post termination of the services or facilities provided through the Website, users shall be sued/prosecuted by us at their risks, costs & consequences.
Each of the provisions in these Terms are severable and distinct from the others and if at any time one or more such provisions is or becomes invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions of these Terms shall not in any way be affected or impaired thereby.
For purposes of service messages and notices, we may place a banner notice across Website pages to alert you to certain changes such as modifications to these Terms and/or our Privacy Policy etc. Alternatively, notice may consist of an email from us to you. You also agree that we may communicate with you through your account or through other means including email or mobile.
Any user may communicate to us by clicking "Contact Us" option.
Words denoting persons includes natural persons, legal entities and/or both. The words "you", "user" and/or "your" mentioned in these Terms shall mean and refers to one who is using/accessing the Website and reading these Terms. Similarly, the words "we", "our", "us", "Website" and/or "Company" mentioned in these Terms shall mean and refers to ZENITHWAVE FZCO.
Nothing in these Terms shall be construed to mean that there exists a partnership/joint venture/agency between you and the Company.
These "Terms of Use" shall be governed by the laws of Dubai, United Arab Emirates and the courts in Dubai shall only have exclusive jurisdiction to resolve any disputes.
In case if you intent to communicate with our Grievance Officer, you can reach him by clicking "Contact Us" option.
If you have any questions about these Terms of Use or need clarification on any aspect, please don't hesitate to contact us.
Contact Us