"Being a non-resident, I thought getting a UAE mortgage would be difficult. The brokers connected through LeoCompare offered competitive rates and clear guidance."

James L.

Palm Jumeirah

Non-Resident

November 2024

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UAE Home Loan FAQs

Get answers to the most common questions about home loans in the UAE

Home Loans UAE – Get the Best Mortgage Rate & Pre-Approval

Compare offers from 18+ UAE banks with just one application. Expert advisors. Zero fees. Licensed by CBUAE.

Rates starting from 3.70%

UAE Nationals, Residents and Non-Residents

Fast pre-approval

100% free service

Get Pre-Approved Today

Submit one form. Receive multiple offers. Choose the best rate.

No credit score impact

Secure & confidential

Multiple bank offers

Start Application Calculate EMI

Compare Rates From UAE's Leading Banks

Access competitive offers through our partner network

Why Choose LeoCompare for Home Loans

Join thousands of satisfied homeowners who trusted us to find their perfect mortgage deal

One Application

Access 18+ banks with expert-negotiated rates.

Expert Personal Service

Real mortgage specialists guide you through every step.

Competitive Rates

Compare rates and find the best deal for your mortgage.

No Hidden Fees

100% free service with complete transparency.

18+

Partner Banks

24hrs

Response Time

Service Fees

100%

Confidential

Start Your Pre-Approval Journey

Get pre-approved by multiple UAE banks. Fast, secure, and completely free.

Get Your Free Mortgage Quote

Fill out the form below and receive personalized offers from multiple UAE banks

Step 1 of 2Personal Details

Choose Your Profile

Different requirements apply depending on your residency and employment status

UAE Nationals

Up to 85% LTV with government support programs

View details →

Expat Residents

Up to 80% LTV for residents with valid visas

View details →

Non-Residents

Invest in UAE property from abroad (60% LTV)

View details →

Self-Employed

Flexible docs for business owners & freelancers

View details →

Specialized Loan Solutions

Tailored financing options for every property type and investment goal

Commercial Property

Finance offices, retail spaces & warehouses up to AED 100M+

Learn more →

Plot & Land Loans

Vacant land purchase + construction financing

Learn more →

Off-Plan Properties

Financing for under-construction & pre-launch projects

Learn more →

Refinance & Balance Transfer

Lower your rate & save up to AED 50K/year

Learn more →

Equity Release

Unlock your home's value for investment or expenses

Learn more →

Islamic Finance

100% Shariah-compliant mortgage alternatives

Learn more →

Mega Loans

Ultra-luxury financing AED 15M-100M+ with private banking

Learn more →

Portfolio Consolidation

Simplify multiple property loans into one payment

Learn more →

Calculate Your Monthly EMI

Use our interactive calculator to estimate your monthly payments and explore different scenarios.

Loan Parameters

Property ValueAED 1,000,000

AED 300KAED 10M

Down Payment

20%

AED 200,000

5%50%

Loan Tenure25 years

1 year25 years

Interest Rate (Illustrative)4.49%

2.99%6.99%

Actual rates vary based on your profile and bank policies

Calculation Results

Monthly EMI

AED 4,442

Loan Amount

AED 800,000

Total Interest

AED 532,636

Total Amount Payable

AED 1,332,636

Loan-to-Value Ratio

80%

Important: Illustrative Calculations Only

*These calculations are illustrative estimates only and do not constitute a loan offer or commitment.

•Actual interest rates, fees, and terms vary based on your credit profile, employment, and bank policies
•EMI calculations use illustrative rates (3.89%–4.99%) for estimation purposes only
•Complete the pre-approval form to get personalized quotes from multiple UAE banks

Trusted by UAE Homebuyers

Join thousands who found their dream home through our partner network

"Found excellent mortgage options through LeoCompare. Their partner advisors were professional and helped me secure a great rate."

Ahmed K.

Dubai Marina

UAE National

January 2025

"As an expat, I was worried about the process. LeoCompare's partners made it easy and got me pre-approved quickly."

Sarah M.

Business Bay

Expat Resident

December 2024

"Being a non-resident, I thought getting a UAE mortgage would be difficult. The brokers connected through LeoCompare offered competitive rates and clear guidance."

James L.

Palm Jumeirah

Non-Resident

November 2024

Licensed Partner Network

SSL Encrypted

No Spam Guarantee

UAE Home Loan FAQs

Get answers to the most common questions about home loans in the UAE

Information Sources: UAE Central Bank, Dubai Land Department, LeoCompare Market Analysis

Home Loans UAE – Get the Best Mortgage Rate & Pre-Approval

Compare Rates From UAE's Leading Banks

Why Choose LeoCompare for Home Loans

One Application

Expert Personal Service

Competitive Rates

No Hidden Fees

Start Your Pre-Approval Journey

Get Your Free Mortgage Quote

Personal Details

Choose Your Profile

UAE Nationals

Expat Residents

Non-Residents

Self-Employed

Specialized Loan Solutions

Commercial Property

Plot & Land Loans

Off-Plan Properties

Refinance & Balance Transfer

Equity Release

Islamic Finance

Mega Loans

Portfolio Consolidation

Calculate Your Monthly EMI

Trusted by UAE Homebuyers

UAE Home Loan FAQs

Home Loans UAE – Get the Best Mortgage Rate & Pre-Approval

Compare Rates From UAE's Leading Banks

Why Choose LeoCompare for Home Loans

One Application

Expert Personal Service

Competitive Rates

No Hidden Fees

Start Your Pre-Approval Journey

Get Your Free Mortgage Quote

Personal Details

Choose Your Profile

UAE Nationals

Expat Residents

Non-Residents

Self-Employed

Specialized Loan Solutions

Commercial Property

Plot & Land Loans

Off-Plan Properties

Refinance & Balance Transfer

Equity Release

Islamic Finance

Mega Loans

Portfolio Consolidation

Calculate Your Monthly EMI

Important: Illustrative Calculations Only

Trusted by UAE Homebuyers

UAE Home Loan FAQs

Eligibility & RequirementsWho can apply for a mortgage in the UAE?

Eligibility & RequirementsCan non-residents of the UAE get a mortgage?

Eligibility & RequirementsWhat are the age requirements for a mortgage?

Down Payment & Loan AmountsWhat is the minimum down payment required?

Down Payment & Loan AmountsWhat is the maximum loan amount available?

Down Payment & Loan AmountsHow much can I borrow for my property?

Loan Terms & Interest RatesWhat is the maximum mortgage term in the UAE?

Important: Illustrative Calculations Only

Eligibility & RequirementsWho can apply for a mortgage in the UAE?

Eligibility & RequirementsCan non-residents of the UAE get a mortgage?

Eligibility & RequirementsWhat are the age requirements for a mortgage?

Down Payment & Loan AmountsWhat is the minimum down payment required?

Down Payment & Loan AmountsWhat is the maximum loan amount available?

Down Payment & Loan AmountsHow much can I borrow for my property?

Loan Terms & Interest RatesWhat is the maximum mortgage term in the UAE?