Non-Resident UAE Home Loans – Get Mortgage Pre-Approval as Foreign Buyer
Access competitive mortgage rates from 10+ UAE banks through our licensed partner network. Up to 60% LTV with rates starting from 4.09% per annum.
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Connect with our mortgage partners to compare rates and get pre-approved.
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Access competitive rates through our licensed partner network
Non-Resident Mortgage Options 2025
International Access
Up to 60% LTV for non-residents investing in UAE property
Competitive Rates
Fixed rates from 4.25% APR for foreign buyers
Streamlined Process
Pre-approval possible without UAE visit, remote documentation
Investment Opportunity
No restrictions on property resale, rental income allowed
Non-Resident vs UAE Resident Home Loans
Understanding the key differences helps you prepare for your UAE property purchase
| Criteria | Non-Residents | UAE Residents (General) |
|---|---|---|
| Minimum Down Payment | 40% | 20-25% |
| Maximum LTV | 60% | 75-80% |
| Interest Rates | 4.09% - 5.49% p.a. | 3.70% - 4.99% p.a. |
| Approval Time | 7-14 working days | 3-5 working days |
| Maximum Tenure | Up to 25 years | Up to 25 years |
| Age at Maturity | 65 years | 65-70 years |
* Rates are indicative and subject to bank approval based on individual circumstances.
Non-Resident UAE Mortgage Requirements 2025
Eligibility Criteria
- Age: 21-65 years
- Income: Stable income with proof
- Down Payment: 40% available
- Credit: Good credit history
Required Documents
- Valid passport copy
- Last 6 months bank statements
- Proof of income (salary/tax returns)
- Property documents
Start Your Non-Resident Pre-Approval
Get connected with our licensed mortgage partners for pre-approval in 7-14 working days
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Trusted by UAE Homebuyers
Join thousands who found their dream home through our partner network
"Found excellent mortgage options through LeoCompare. Their partner advisors were professional and helped me secure a great rate."
"As an expat, I was worried about the process. LeoCompare's partners made it easy and got me pre-approved quickly."
"Being a non-resident, I thought getting a UAE mortgage would be difficult. The brokers connected through LeoCompare offered competitive rates and clear guidance."
Related Financing Solutions
Planning to relocate to Dubai? Once you secure your UAE residency visa, you may qualify for improved financing terms through our expat resident mortgages, offering up to 80% LTV and lower interest rates compared to non-resident financing options.
If you hold UAE citizenship, explore our UAE national home loans featuring government-backed benefits, including financing up to 85% LTV, preferential rates, reduced fees, and access to federal housing support programs designed to encourage Emirati homeownership.
International business owners and entrepreneurs investing in Dubai property can benefit from our self-employed mortgage solutions, specifically designed to accommodate non-traditional income verification through international bank statements and business financial records.